Terms of Service
PRIVACY POLICY FOR DeFi PROTOCOl
This platform and its decentralized applications do not collect personally identifiable information (PII) from users. All interactions take place through blockchain technology, ensuring privacy and pseudonymity.
We do not store IP addresses, cookies, or any off-chain data beyond what is publicly available on the blockchain (wallet address and transactions).
In the event that a third party manages a front-end, compliance with local regulations may be required, and users must be appropriately informed of any additional data collection through a pop-up notice or an update to this policy.
The only data processed are those inherent to the operation of the protocol (wallet address, public transactional data, DAO participation parameters).
The user understands that the operation and governance of the protocol are community-driven and autonomous, and that this document may be modified according to proposals made within the DAO.
TERMS AND CONDITIONS OF USE FOR THE DeFi PLATFOR
1. Decentralized Nature
This DeFi platform is an application operated through smart contracts deployed on blockchain. Governance, decision-making, and operational control belong to the user community (“DAO”), not to any identifiable private or public entity.
2. Access and Use
Access is freely available through a compatible digital wallet. Registration or personal data submission is not required to use the DeFi system. Use of the platform implies acceptance of these Terms, their updates, and the rules defined by the governance system.
3. User Risks and Responsibilities
The user is solely responsible for the custody of their assets, wallet security, and private keys protection. The user acknowledges that the protocol may be subject to technical circumstances, vulnerabilities, market fluctuations, and other risks inherent to blockchain technology.
The platform, its developers, contributors, and DAO participants act collaboratively and openly. They do not provide financial or legal advice, nor do they guarantee specific results.
Using the services implies acceptance of inherent technological risks, including software failures, vulnerabilities, or operational contingencies, without creating any liability for the project’s members or developers.
4. Transparency and Auditability
The user accepts that all operations performed are public, auditable, and permanently recorded on the blockchain. Transparency is a fundamental principle of the system.
5. Modifications and Proposals
These Terms may be modified through community governance processes, DAO proposals, and open voting. The user agrees to check periodically for possible updates.
6. Jurisdictional Restrictions
The platform does not restrict access by jurisdiction and does not expressly submit to the regulation of any specific country. However, users are responsible for complying with local laws applicable to their situation.
7. Intellectual Property Policy
The protocol, its interfaces, and documentation are open-source and may operate under free licenses. No registered trademarks or exclusive rights exist over the software, except as agreed upon by the developer community.
8. Disclaimer of Warranties
The user interacts with the platform at their own discretion. Its availability and performance may evolve over time following the DAO community’s governance decisions.
LEGAL DISCLAIMEr
1. Informational and Non-Binding Nature
The content, operation, and services provided by this DeFi protocol are solely for informational and operational purposes. No part of the software, documentation, or interfaces should be interpreted as financial, legal, tax, or investment advice, nor as any form of specific recommendation.
2. Absence of Intermediation or Guarantee
The protocol operates without centralized intermediaries. Participants, developers, and contributors act openly and collaboratively, without commitments or guarantees regarding functionality, security, stability, or performance of the system, smart contracts, tokens, or any operational or governance components.
3. Risk Disclaimer
Using the platform implies understanding and accepting the inherent risks of decentralized environments, which may include technical contingencies, market fluctuations, or situations beyond the direct control of the developers or DAO community.
4. Jurisdiction and Regulatory Conflict
The platform operates in a decentralized manner, without a specific jurisdiction or central legal entity. Governance is determined by the DAO community mechanisms and the code deployed on the blockchain. Each user is responsible for ensuring that their participation complies with the laws applicable to them.
5. Contact and Support
Interaction and support are managed collectively through the project’s open governance and collaboration spaces. Inquiries or proposals may be submitted through the DAO’s forums, repositories, or participatory mechanisms.
6. Protocol Modifiability
System functionalities and policies may evolve or adapt according to DAO community decisions through open processes. Access to the service reflects these dynamics and may vary over time.
INTELLECTUAL PROPERTY POLICY
1. Open Source and Free Software
The protocol, its smart contracts, front-ends, and documentation are designed as open-source software and, unless expressly stated otherwise, operate under free licenses such as MIT, GPL, Apache, or equivalent. This permits use, modification, redistribution, and forking by any user or developer, provided that the relevant license terms are respected.
2. Absence of Registered Trademarks
The brand, logo, name, domain, and graphic elements linked to the protocol are considered public domain or under open-source licenses. No exclusive or commercial rights are claimed, except as directed by the DAO community.
3. Community Proposals and Collaborations
Any improvement, update, translation, or extension contributed by third parties becomes part of the collective work, recognizing collaborative authorship without generating individual property rights. The community may decide through proposals and voting whether to adopt, modify, or reject contributions.
4. Forks and Code Reuse
Users may clone, modify, adapt, or create derivative versions (“forks”) of the protocol, provided they comply with license and attribution requirements according to international open-source standards.
5. Exceptions and External Claims
In the event of intellectual property disputes, the DAO community will determine the protocol’s official position. Individual claims will not be addressed unless relevant to the integrity of the open-source ecosystem.
6. Absence of Exclusive Commercial Exploitation
No exclusive commercial exploitation is held by any identifiable individual or company. Any third-party development, integration, front-end, or complement must respect this policy and visibly acknowledge the protocol’s open-source and collaborative nature.
DAO GOVERNANCE DOCUMENTS
1. General Governance Framework
The platform is controlled by a Decentralized Autonomous Organization (DAO), composed of token holders and/or active users recognized by the protocol.
Decisions regarding updates, technical parameters, fund allocations, or strategic changes are made through proposals submitted for open community voting.
2. Proposals and Voting Procedures
Any user may submit proposals to improve, modify rules, add features, or allocate resources.
Proposals must be submitted publicly through official channels (forum, repository, DAO proposal portal).
An open discussion period will follow before the proposal proceeds to voting.
The quorum, minimum participation percentage, and approval conditions are defined by the governance smart contract and may be modified by majority vote.
3. Members’ Rights and Duties
DAO members have the right to submit proposals, vote, and access truthful information about the protocol’s status and evolution.
They must respect community rules, act in good faith, and contribute to the platform’s transparency and security.
4. Transparency and Auditability
All proposals, discussions, and voting results are recorded on the blockchain and/or public repositories, ensuring permanent access for the community and independent auditors.
5. Conflict Resolution
Internal disputes are resolved through the platform or decentralized arbitration, without recourse to state jurisdiction or conventional courts.
6. Modifiability and Adaptation
The framework may be modified through community proposals and approval, evolving according to the protocol’s needs and challenges.
KYC/AML GUIDELINE (KNOW YOUR CUSTOMER / ANTI-MONEY LAUNDERING)
1. Nature and Scope
In response to potential international regulatory requirements, and if protocol access involves third-party-operated services (front-ends, fiat ramps, or identity onboarding), this guideline provides direction for KYC/AML compliance policies.
2. Data Collection Policy
The strictly decentralized platform does not request personal information or perform identity verification for on-chain interaction.
If the access interface (front-end) is managed by an identifiable entity, basic user identification procedures (identity verification, country of residence, source of funds) may be included in compliance with local regulations.
3. Data Processing and Protection
Data collected for KYC/AML purposes by front-end operators are processed in accordance with applicable data protection laws and never shared with the protocol or DAO.
Data are deleted after the end of the user relationship, except where retention is legally required.
4. Declaration of Incompatibility
Users who interact exclusively through smart contracts without authorized intermediaries acknowledge and accept that the protocol cannot ensure KYC/AML compliance, and that responsibility lies entirely with the user and their counterparties.
5. Policy Updates
This policy may be modified by the front-end operator in consultation with the DAO community, in response to regulatory changes or international best practices.
NOTICE OF JURISDICTION AND DISCLAIMER OF WARRANTIES
1. Jurisdiction
The DeFi platform, along with its services, smart contracts, interfaces, and community treasury, operates autonomously and is not tied to any specific jurisdiction.
Operation, governance, and functionality are solely determined by the DAO community and the rules programmed on the blockchain.
2. Global Access Without Local Representation
The platform is globally accessible. Operators, developers, and contributors assume no legal obligations or representation in any country. The user acknowledges full legal independence and the absence of any physical headquarters.
3. Disclaimer of Warranties
The platform is provided “as is,” without express or implied warranties regarding its operation, security, continuity, stability, or profitability of its services or components.
4. User’s Exclusive Responsibility
Platform use is at the user’s own discretion, who independently manages their legal and regulatory obligations. The platform does not intervene in external processes or provide official assistance.
5. Regulatory Compliance
If any country imposes restrictions, prohibitions, or regulatory obligations on the use of DeFi protocols, users must refrain from interacting with the system from that jurisdiction.
6. Modifiability and Notifications
This notice forms an integral part of the protocol’s public documents and may be modified by DAO decision in response to regulatory, technological, or community changes.
ADDITIONAL CLAUSES
1. Decentralized Dispute Resolution Clause
All disputes, disagreements, or claims related to the protocol, its services, DAO, developers, users, or third parties shall be resolved through decentralized mechanisms, including:
DAO open systems.
Independent blockchain arbitration systems without state jurisdiction involvement.
Transparent public mediation (community forums, discussion repositories).
Resolutions adopted through these mechanisms are binding for all participants, excluding the possibility of recourse to state courts, except for minimal protection of non-waivable rights.
2. Regulatory Exemption and Compliance Clause
The user understands that the operation of the DeFi platform may align or differ from certain local regulations and assumes all consequences arising from their participation. Any external requirements shall be directed to the parties interacting with the protocol.
3. Hard Forks and Updates Clause
The DAO community reserves the right to implement hard forks, critical smart contract updates, or protocol fragmentation without prior notice, provided there is sufficient consensus according to governance rules.
The user acknowledges that the platform may undergo changes in interoperability, compatibility, or conditions, and agrees to review and validate such changes before continuing use.
4. Suspension and Service Termination Clause
The platform may suspend, limit, or terminate its services (functions, access, front-end, treasury) in whole or in part due to community decisions, catastrophic incidents, technological vulnerabilities, government requests, or lack of operational quorum.
In exceptional or critical risk situations, the platform may be affected without prior notice or compensation mechanisms.
5. Indemnity Clause
The user agrees to hold harmless the platform, its developers, front-end operators, DAO members, and collaborators from any claim, damage, direct or indirect loss, penalty, fine, action, or order arising from the use, operations, or interaction with the protocol, whether individual, collective, state, or international.